Turning 65 or already on Medicare? Our licensed local agents compare your options in plain English — and stay with you year after year.
Medicare is confusing. Our job is to translate it into plain English, lay your real options side by side, and make sure you’re not overpaying — or under-covered.
One plan that bundles hospital, medical, and often prescriptions, dental, and vision. We compare costs, doctors, and networks across carriers.
Extra coverage that pays what Original Medicare doesn’t — like deductibles and copays — so a hospital stay doesn’t wreck your budget.
The wrong drug plan can cost you thousands a year. We run your actual prescriptions through every plan to find your lowest total cost.
No jargon. No pressure. Just a clear path from “I’m lost” to “I’m covered.”
Your doctors, your prescriptions, your budget. A short call or the form on our homepage — whichever is easier for you.
We check your options across multiple insurance carriers and lay them out side by side, in plain English.
Pick the plan that fits. We take care of the enrollment paperwork — and review it with you every year.
The same plain-English guide we hand our own families. Read it in one sitting, keep it by the phone.
The things Washington seniors ask us most — answered the way we’d answer at your kitchen table. Tap a question to open it.
For most people, your first chance is your Initial Enrollment Period — the seven months around your 65th birthday: three months before, your birthday month, and three months after. If you’re still working and covered by an employer’s plan, you may be able to wait without a penalty. The right timing depends on your situation, and getting it wrong can cost you — so it’s worth a short conversation before your window opens. We walk Washington seniors through their exact dates for free.
Don’t panic — but don’t wait any longer, either. Missing your window can mean late-enrollment penalties that follow you for as long as you have coverage, and you may have to wait for the next enrollment period to sign up. The good news: there are general and special enrollment periods, and many people qualify for one without realizing it. Tell us your situation and we’ll map out your next chance to enroll and what it means for your costs.
Think of it as two different ways to cover what Original Medicare doesn’t. A Medicare Supplement (also called Medigap) works alongside Original Medicare and helps pay its deductibles and coinsurance — you can see any doctor who accepts Medicare, anywhere in the country. Medicare Advantage replaces Original Medicare with one plan from a private company, often with extras like dental or vision, usually within a local network of doctors. Neither is better for everyone — it depends on your doctors, prescriptions, travel, and budget. We lay both side by side, in plain English, so you can see the real trade-offs.
Yes — that’s exactly what the Annual Enrollment Period is for. Every year from October 15 to December 7, you can switch Medicare Advantage plans, change your prescription drug plan, or move between Medicare Advantage and Original Medicare. Your new plan starts January 1. Because plans change their costs, drug lists, and doctor networks every year, AEP is the time to check that yours still fits. A free review with us takes about 30 minutes, and there’s no obligation to change anything.
Nothing. Our guidance is free to you — we’re paid by the insurance carriers when you enroll, never by you, and your plan’s price is the same whether you use us or enroll on your own. What you get for that same price: a local, licensed agent who compares the plans we offer, explains them in plain English, handles the paperwork, and reviews your coverage with you every year. No fees, no pressure, no obligation.
We’re a local Washington agency serving families across Pierce, King, and Thurston counties — including Puyallup, Tacoma, Lakewood, Olympia, Lacey, Federal Way, and Auburn. And yes: home visits are our favorite way to work. We sit at your kitchen table, go through your doctors and prescriptions, and explain your options face to face — never through a call center. Prefer phone or video? That works too. Call or text 253.241.9397 to set a time.
Free consultation, no pressure, no obligation. We’ll look at your doctors, your prescriptions, and your budget — and show you what actually fits.
Book My Free Consultation Call 253.241.9397